Our Services / Money Management
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50% of Australians live paycheck to paycheck. Mortgages, rent, groceries, petrol, car payment, medical bills, credit cards, utilities, school fees -- these are only a handful of liabilities you need to stay on top of in order to make ends meet. Factor in sudden life changes and economic downturns beyond our control, it’s no surprise that financial stress gets the better of most of us.

SPEAK TO OUR TEAM
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It’s hard to know how to manage your money properly without first developing an in-depth understanding of your financial position and spending habits with a personalised money management plan. It’s only after looking at your circumstances in detail and that you’ll be able to develop a detailed picture of your options.

What we offer

Cashflow Improvement
Budgeting
Debt Management
Goal Setting
Needs Analysis
Let’s get you back in control of your finances. Schedule a call with one of our friendly team members and we'll be in touch to discuss the right course of action for you.
Book a free consultation
We establish an understanding of your financial position and spending habits.
We design a customised financial plan to hit your goals.
We help you attain financial clarity and adopt future proof strategies to secure your family’s financial future.
Book a free consultation
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Testimonials

VSMA have been a lifesaver for myself and my husband Ben. A few years ago we connected with Sam and the team. They instantly made us feel so welcome and understood our financial situation. Sam is such a warm hearted human, with so much knowledge. He connected us with organisations that assisted us with our taxation, superannuation & brokers. Five years on, we now have our own home and two investment properties. We could never have done this without VSMA, Sam and his amazing team. Thank you so much 🌟
kim gardner
We have been with VSMA for around 5 years now and are extremely impressed with their professionalism, care and attention to detail. They continually ‘check in’ with us and ensure we have the best interest rates and are happy with everything. I cannot recommend them highly enough. But most importantly, they are really nice people.
Karen Brooks
We couldn't recommend VSMA enough. Sam and the team have been exceptional every step of the way during our investment journey.
Sven Edquist
VSMA gave really good advice and were able to back it up with data. I’d highly recommend the team to anyone trying to get somewhere in this crazy world.
Matthew S
Both my partner and I were new to the investment property market and VSMA assisted us greatly in purchasing our investment property. The attention to detail and friendly customer service made the whole process effortless and we felt extremely supported. We would highly recommend having a chat with the VSMA team.
Sarah Calafiore
VSMA have been absolutely brilliant. Great customer service and proactive communication which is exactly what you want from folks helping you with financials. The team is dedicated and always willing to help answer all questions.
Vajira Suriya Hena
The team at VSMA walked us through all our investment options, without putting any pressure for us to take up any of the options. Harmony at VSMA has been with us every step through the process. Any questions we have are answered quickly. Very happy with the service we received. Happy to recommend the friendly team at VSMA.
Michelle shaw
The team at VSMA led by Sam were and continue to be amazing. Their network, market intelligence, financial advice made our experience of purchasing property stress free. My only regret is not meeting the team earlier, highly recommend.
Jani Suric
We are very happy we worked with VSMA to get our first investment property. The process was made easy through VSMA’s connections with all the essential people. Their guidance has given us confidence to continue expanding our property portfolio.
Emma Joyce
Can't recommend the team at VSMA enough. They advised and helped us buy a investment property to help pay off our mortage and we're 2/3s of the way there after 2 years. Thanks Sam.
John Kordic

We can get your finances under control

Ready to get on top of your finances? Fill out the form and let’s build a brighter future for you and your family.

'Til Debt Do Us Part
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Other Services

Tax Minimisation

At VSMA, we have a specialised network of referral partners, who are Registered Tax Agents, who can assist you in understanding all your tax benefits and help you know your numbers in order to claim all the benefits you’re actually entitled to.

Finance

No time to keep up to date with ever-changing loan markets? From refinancing to debt and mortgage reduction, VSMA has you covered on all fronts.

Lending

Securing the best home loan for your needs allows you to pay off your debt faster and helps in establishing a solid foundation for your future.

Investment Strategy

Keeping up to date with investments can be time consuming and overwhelming. Our team of property specialists and portfolio managers help you identify opportunities that build you wealth while you sleep.

Financial Planning

VSMA have access to a team of experienced financial professionals that are committed to providing everyday Australians with the level of attention and service required to effectively manage your finance process.

Retirement Planning

80% of Australians retire on less than $17,000 per year and still carry a debt throughout retirement. We give you the tools and knowledge to stack the odds in your favour and secure a brighter financial future for you and your family. VSMA retirement planning in Melbourne.

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