The VSMA team

We are a market-leading personal finance agency working Australia-wide to provide you with transparent financial advice, tailor-fit to your needs. We work closely with our network of affiliates to provide our clients services ranging from tax minimisation, debt reduction, investment strategy, retirement planning and more.

We have helped thousands of Australians secure and grow their financial future, and our testimonials prove this. No matter the goal, our network of experts work hard to continually grow your finances so you can enjoy things in life that matter most.

Visit our services page for a full breakdown of our offerings.

Book a free consultation

Why Choose Us?

We are so confident our affiliates can help you better your finances that we back it up with our guarantees.
Our affiliates continually save you money by doing a free review of your services every 6 months. If we can save you more money, we will.
Our service selection has been crafted to cater for people in any situation. From families, singles and low to high income earners.
While we have a wide range of services to better your finances, we tailor each one to your needs to provide a holistic, goal-focused approach.
With over 80 years of combined industry experience, our team has helped thousands of Australians better their financial situation.
The outcomes and needs of our clients are how we determine our success. If something isn't working we will not hesitate to better your situation.
A smiling lady showing a report to another lady

Most people aren’t aware they have options. At VSMA, our mission is to give you the clarity you need to turn your financial situation around. Our recommended affiliates help you navigate the financial landscape in a safe, secure and stress-free way.

A stack of coins with growing plants from them

We don’t believe in hiding our own knowledge from you. With transparency guiding everything we do, VSMA's network of experts help you understand the full picture. Our mission? For you to become more financially savvy and secure than you were yesterday.

A photo of Melbourne city

With our teams located across all regions of Australia, we keep our finger on the pulse of all national market trends. Our strategies are based around helping Australians get back into good financial standing.

Australians Helped
2300+
Interest Saved
$287.8m
Combined Experience
80+ years

Did you know that...

80% of Australians retire on less than $17,000 per year and still carry a debt throughout retirement.
9 out of 10 Australians rate household debt as one of the nation's biggest problems.
1 in 5 Australian households only have enough liquid assets to get from pay to pay.
An elderly couple taking a selfie on holiday
A smiling happy family embracing each other
A man showing a report with coins and a model house on his desk

We are a market-leading personal finance agency working Australia-wide to provide you with transparent financial advice, tailor-fit to your needs. We work closely with our network of affiliates to provide our clients services ranging from tax minimisation, debt reduction, investment strategy, retirement planning and more.

We have helped thousands of Australians secure and grow their financial future, and our testimonials prove this. No matter the goal, our network of experts work hard to continually grow your finances so you can enjoy things in life that matter most.

Visit our services page for a full breakdown of our offerings.

Book a free consultation

Sam Chara

CEO

Isaac Newland

Operations Manager

Chris Savva

Acquisitions Manager

Dylan Prideaux

Senior Finance Broker

Harmony Black

Client Liaison

Natalie Micallef

Client Liaison

Rebecca Cleaver

Client Liaison

Rachel Granger

Administrative Assistant

Ryan Camille

Client Services Co-ordinator

Jennifer Nabbout

Consultant

Gretta Raad

Consultant

Paul Flourentzou

Consultant

VSMA Group Pty Ltd
ABN – 60 637 542 520

Christos Savva
Acquisition Manager
Estate Agent’s License No. - 079664L

Lumbini Wakunagoda
Senior Finance Broker
Credit representative (444 210) of Newco Financial Services Pty Ltd (ABN 90 095 713 447)
Australian Credit License - 385 054
AFCA Member Number - 42161

Dylan Prideaux
Senior Finance Broker
Credit representative (518 144) of National Fleet Finance and Insurance Pty Ltd (ABN 63 154 889 960)
Australian Credit License - 432 946
AFCA Member Number - 44271

Financial Planning

CHC Planning Solutions Pty Ltd
ASIC Authorised Representative Number – 467 177
Authorised Representative of Affinia Financial Advisers Limited (ABN 13 085 335 397)
AFS License Number – 237 857
AFCA Member Number – 10948

3P Wealth Pty Ltd
ASIC Authorised Representative Number – 240 015
AFS License Number – 487 318
AFCA Member Number – 38026

Accounting

3P Accounting & Tax Pty Ltd
Tax Agent Number – 164 620 03
ABN – 41 153 599 083

Disclaimer:
VSMA Group Pty Ltd is not the holder of an AFSL (Australian Financial Services License). The information presented on this website along with all articles and examples are given purely for illustration purposes and should not be considered as specific recommendations or investment advice. The laws relating to investment, taxation benefits and finance processes are constantly changing and are often subject to changes in government policy, government department and authority discretion. While every care has been taken to ensure the accuracy of the material contained on this site at the time of publication, VSMA Group Pty Ltd and its employees bear no responsibility or liability for the action taken by any persons or organisations use of the material contained herein. VSMA Group Pty Ltd advises that no person or organisation should invest or take action on reliance of the material contained on this site without first seeking specific advice from qualified professionals.  

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