We are a market-leading personal finance and wealth strategy firm helping Australians take control of their money and build lasting financial security.
 
We specialise in providing clear, transparent advice that is tailored to your unique circumstances, not generic, one-size-fits-all solutions. What truly sets VSMA apart is our ability to see the full financial picture. We don’t just focus on a single product or outcome; we ensure every part of your finances works together to support your short and long-term goals.
 
By working closely with a trusted network of specialist partners, we deliver well-rounded, strategic guidance while remaining firmly focused on what is genuinely in your best interest.
 
We have helped thousands of Australians gain clarity, confidence, and momentum in their financial lives. Our role is to simplify complex decisions, proactively adapt strategies as life evolves, and support you at every stage, so your finances continue to work harder for you, now and into the future.
 
Visit our services page for a full breakdown of our offerings.
Book a free consultation

Why Choose Us?

We are so confident our affiliates can help you better your finances that we back it up with our guarantees.
Our affiliates continually save you money by doing a free review of your services every 6 months. If we can save you more money, we will.
Our service selection has been crafted to cater for people in any situation. From families, singles and low to high income earners.
While we have a wide range of services to better your finances, we tailor each one to your needs to provide a holistic, goal-focused approach.
With over 80 years of combined industry experience, our team has helped thousands of Australians better their financial situation.
The outcomes and needs of our clients are how we determine our success. If something isn't working we will not hesitate to better your situation.
A smiling lady showing a report to another lady

Most people aren’t aware they have options. At VSMA, our mission is to give you the clarity you need to turn your financial situation around. Our recommended affiliates help you navigate the financial landscape in a safe, secure and stress-free way.

A stack of coins with growing plants from them

We don’t believe in hiding our own knowledge from you. With transparency guiding everything we do, VSMA's network of experts help you understand the full picture. Our mission? For you to become more financially savvy and secure than you were yesterday.

A photo of Melbourne city

With our teams located across all regions of Australia, we keep our finger on the pulse of all national market trends. Our strategies are based around helping Australians get back into good financial standing.

Australians Helped
2300+
Interest Saved
$287.8m
Combined Experience
80+ years

Did you know that...

80% of Australians retire on less than $17,000 per year and still carry a debt throughout retirement.
9 out of 10 Australians rate household debt as one of the nation's biggest problems.
1 in 5 Australian households only have enough liquid assets to get from pay to pay.
An elderly couple taking a selfie on holiday
A smiling happy family embracing each other
A man showing a report with coins and a model house on his desk
At VSMA, we specialise in building clear, practical financial strategies that actually move the needle. We don’t offer one-size-fits-all advice, instead, we take the time to understand where you are today, where you want to be, and what’s realistically required to get you there.
 
Our strength lies in joining the dots across your entire financial world. From debt reduction and cash-flow optimisation to tax-effective structuring, investment strategy, superannuation and retirement planning, we manage the moving parts so your finances work together, not in isolation.
 
We’ve helped thousands of Australians gain control, reduce stress, and build sustainable wealth. Whether you’re paying down debt, investing for the future, or planning for retirement, our role is simple: to create clarity, confidence, and measurable progress.
 
Explore our services to see how we can support your next financial move.
Book a free consultation

VSMA Group Pty Ltd
ABN – 60 637 542 520

VSMA Finance Pty Ltd
ACN – 22634539754
ASIC Authorised Credit Representative (Credit Representative Number 548810) of Australian Finance Group Ltd
Australian Credit License – 389087
AFCA Member Number – 99121

Alexander Maiorano
Senior Finance Broker
Credit representative (556081) of Australian Finance Group Pty Ltd (ABN 11 066 385 822)
Australian Credit License - 389087
AFCA Member Number – 104574

Tony Hamann 
Senior Finance Broker
Credit representative (492952) of Australian Finance Group Pty Ltd (ABN 11 066 385 822) Australian Credit License - 389087
AFCA Member Number - 98488

Dylan Prideaux
Senior Finance Broker
Credit representative (518 144) of National Fleet Finance and Insurance Pty Ltd (ABN 63 154 889 960)
Australian Credit License - 432 946
AFCA Member Number - 44271

Finance

UFinancial Group Pty Ltd
Credit representative (556081) of Australian Finance Group Pty Ltd (ABN 11 066 385 822)
Australian Credit License - 389087
AFCA Member Number – 81212

Accounting

3P Accounting & Tax Pty Ltd
Tax Agent Number – 164 620 03
ABN – 41 153 599 083

Financial Planning

UWealth Pty Ltd (ABN 47 621 259 452)
Authorised Representative (1267718) of Consultum Financial Advisers Pty Ltd (ABN 65 006 373 995)
AFSL Number 230323 (Consultum)

3P Wealth Pty Ltd
ASIC Authorised Representative Number – 240 015
AFS License Number – 487 318
AFCA Member Number – 38026

Disclaimer:
The information presented on this website along with all articles and examples are given purely for illustration purposes and should not be considered as specific recommendations or investment advice. The laws relating to investment, taxation benefits and finance processes are constantly changing and are often subject to changes in government policy, government department and authority discretion. While every care has been taken to ensure the accuracy of the material contained on this site at the time of publication, VSMA, its employees and recommended partners bear no responsibility or liability for the action taken by any persons or organisations use of the material contained herein. VSMA advises that no person or organisation should invest or act on reliance of the material contained on this site without first seeking specific advice from qualified professionals.

Get In Touch

Ready to get on top of your finances? Fill out the form and let’s build a brighter future for you and your family.

'Til Debt Do Us Part
1300 00 VSMA
Online

9am-5pm (Monday to Friday)
Contact Form
We will contact you within 1 business day

1300 00 VSMA
Call us - we're available now!

Book a callback