Our Services / Lending
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The biggest expense of most investments is the interest you pay back. Naturally, it’s of critical importance that you secure a rate that works for you, not against you. Whether you’re a seasoned or first-time investor, our team of recommended experts help you better understand your options and land you a loan that reaps great returns.

SPEAK TO OUR TEAM
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VSMA's recommended experts don't just find you the best loans. We go the extra mile to ensure you fully understand how it all works, including how interest is calculated, accrued and how banks secure your loan. You’ll come out knowledgeable on the potential costs, concessions, how to structure a loan, and even how to use your loan as a vehicle to create future wealth.

What we offer

Investment Loans
Home Lending
First Home Buyers
Asset Finance
SMSF Lending
Personal Lending
Let’s get you back in control of your finances. Schedule a call with one of our friendly team members and we'll be in touch to discuss the right course of action for you.
Book a free consultation

Phone Call

A friendly, informal chat to gain an understanding of how we can help.

In-Person Meeting

We deep dive into your goals, aspirations and obstacles to start building a personalised action plan.

Tailored Action Plan

We connect you with a recommended associate to develop your personalised action plan.

Follow Up

Every 6 months, we check in with you to assess your standing, and further optimise your financial roadmap.
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Testimonials

VSMA have been a lifesaver for myself and my husband Ben. A few years ago we connected with Sam and the team. They instantly made us feel so welcome and understood our financial situation. Sam is such a warm hearted human, with so much knowledge. He connected us with organisations that assisted us with our taxation, superannuation & brokers. Five years on, we now have our own home and two investment properties. We could never have done this without VSMA, Sam and his amazing team. Thank you so much 🌟
kim gardner
We have been with VSMA for around 5 years now and are extremely impressed with their professionalism, care and attention to detail. They continually ‘check in’ with us and ensure we have the best interest rates and are happy with everything. I cannot recommend them highly enough. But most importantly, they are really nice people.
Karen Brooks
We couldn't recommend VSMA enough. Sam and the team have been exceptional every step of the way during our investment journey.
Sven Edquist
VSMA gave really good advice and were able to back it up with data. I’d highly recommend the team to anyone trying to get somewhere in this crazy world.
Matthew S
VSMA have been absolutely brilliant. Great customer service and proactive communication which is exactly what you want from folks helping you with financials. The team is dedicated and always willing to help answer all questions.
Vajira Suriya Hena
Both my partner and I were new to the investment property market and VSMA assisted us greatly in purchasing our investment property. The attention to detail and friendly customer service made the whole process effortless and we felt extremely supported. We would highly recommend having a chat with the VSMA team.
Sarah Calafiore
Can't recommend the team at VSMA enough. They advised and helped us buy a investment property to help pay off our mortage and we're 2/3s of the way there after 2 years. Thanks Sam.
John Kordic
VSMA are amazing. They have not only taken us step by step through the whole investment process. But they have helped us make the most of our money in all areas. We are so much better off because of them and we can't thank them enough.
Jasmine Bibby
VSMA!! Well what an experience! There is a unique level of excitement when a team of passionate people give you the confidence to take control of your future. The care and passion that they all work with is peerless and lead from the front. We can't thank them enough. The hardest step is the first one and it doesn't cost anything to just have a chat.
Grant Mack
VSMA have been fantastic for us. They are very knowledgeable and thorough. They are also very friendly and helpful. We recommend them to all our friends and family.
Lumpy 14

Find out how we make lending easy

Ready to get on top of your finances? Fill out the form and let’s build a brighter future for you and your family.

'Til Debt Do Us Part
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Other Services

Tax Minimisation

At VSMA, we have a specialised network of experts who assist you in understanding all your tax benefits and help you know your numbers in order to claim all the benefits you’re actually entitled to.

Accounting

VSMA’s main goal is to ensure your financial and non-financial objectives are met in the most safe and secure way.

Finance

No time to keep up to date with ever-changing loan markets? From refinancing to debt and mortgage reduction, VSMA has you covered on all fronts.

Money Management

Are you frustrated about not being able to save or worn out by the stress of week-to-week living? Mortgage, rent, groceries, petrol, car payment, medical bills, credit cards, utilities, school fees…we’re sure you can think of more!

Investment Strategy

Keeping up to date with investments can be time consuming and overwhelming. Our team of property specialists and portfolio managers help you identify opportunities that build you wealth while you sleep.

Financial Planning

VSMA have access to a team of experienced financial professionals that are committed to providing everyday Australians with the level of attention and service required to effectively manage your finance process.

Retirement Planning

80% of Australians retire on less than $17,000 per year and still carry a debt throughout retirement. We give you the tools and knowledge to stack the odds in your favour and secure a brighter financial future for you and your family. VSMA retirement planning in Melbourne.

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